Payday Hex

Licensing & state availability

Verify the company, product and state

Three separate questions matter: what Payday Hex does, whether a route is shown for your state, and whether the provider named in an offer has authority for that product.

Effective September 9, 2026 · Operated by Payday Hex, LLC
Payday Hex entityPayday Hex, LLC
RoleMarketplace / comparison service
Lender license claimedNo

Payday Hex's role

Payday Hex, LLC operates comparison content and a request pathway. It does not claim to be the creditor on offers reached through the service and does not rely on LLC formation as evidence of lending authority. A participating provider controls any underwriting, offer, agreement and funding.

Availability is not the same as licensing

A state appearing in a guide or selector means the site has state-specific information or a configured route. It does not prove that every product is lawful, that every provider participates, or that a particular consumer will receive an offer. Product rules and provider authority must be checked again at the time of the transaction.

Provider verification checklist

  1. Write down the provider's full legal name and any DBA.
  2. Match that name to the creditor named in the agreement.
  3. Check the company in NMLS Consumer Access when the company or product is covered there.
  4. Check the applicable state financial regulator or attorney general for licensing, registration, complaints and alerts.
  5. Compare the listed address and contact details with the agreement.
  6. Confirm the product type, amount, APR, fees, term and payment authorization.

If information does not match

Do not submit additional sensitive information or accept the offer until the discrepancy is resolved. A different brand, address, creditor or payment recipient can indicate that more verification is needed.

Tribal and bank relationships

Some providers may claim tribal, bank-partnership or other special authority. Do not assume that a label resolves which law applies or what rights are available. Read the agreement, identify the creditor and obtain independent guidance when needed.

Payday Hex does not certify providers

A marketplace connection is not a warranty that a provider is licensed, the lowest-cost option or suitable for your situation.

State-by-state verification directory

Open the relevant Payday Hex guide for state-specific context, then verify the provider identified in the offer through the regulator or NMLS path above. These links do not represent a nationwide offer list.

AlabamaState guide →AlaskaState guide →ArizonaState guide →ArkansasState guide →CaliforniaState guide →ColoradoState guide →ConnecticutState guide →DelawareState guide →District of ColumbiaState guide →FloridaState guide →GeorgiaState guide →HawaiiState guide →IdahoState guide →IllinoisState guide →IndianaState guide →IowaState guide →KansasState guide →KentuckyState guide →LouisianaState guide →MaineState guide →MarylandState guide →MassachusettsState guide →MichiganState guide →MinnesotaState guide →MississippiState guide →MissouriState guide →MontanaState guide →NebraskaState guide →NevadaState guide →New HampshireState guide →New JerseyState guide →New MexicoState guide →New YorkState guide →North CarolinaState guide →North DakotaState guide →OhioState guide →OklahomaState guide →OregonState guide →PennsylvaniaState guide →Rhode IslandState guide →South CarolinaState guide →South DakotaState guide →TennesseeState guide →TexasState guide →UtahState guide →VermontState guide →VirginiaState guide →WashingtonState guide →West VirginiaState guide →WisconsinState guide →WyomingState guide →
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