Payday HexCheck options →
State rule guide
Compare California payday/deferred-deposit routes using the current $300 face-amount rule, max fee, net cash, DFPI license evidence and alternatives.
Check the actual providerConfirm who makes the credit decision.
Normalize the costCompare fees, APR, total due and dates.
Stress-test repaymentProtect essential cash after the payment.
Complete guide
Use the sections below to evaluate fit, not to predict approval.
DFPI currently states that the consumer's check or electronic equivalent cannot exceed $300 and the fee cannot exceed 15% of that face amount. A maximum-fee $300 transaction gives the borrower $255 in cash. DFPI_PAYDAY
Interactive decision tool
Test the requested amount against the rule summarized on this page.
Provider terms and current state requirements control any offer.
Decision infographic
A statutory ceiling is not an approval amount.
Inputs, provider disclosure and repayment fit must agree.
Quick comparison
| Decision | Look for | Stop if |
|---|---|---|
| Availability | State eligibility and provider identity | The creditor or license path is unclear |
| Cost | Amount received, required fees, APR and total repayment | Only the payment size is shown |
| Timing | Decision, release and bank-posting stages | “Instant” is presented as guaranteed |
| Repayment | Exact dates, method and late-payment consequences | The payment reopens the same cash gap |
Explore this cluster
6 focused pages, each with a separate canonical job.
Check Current Rules, Cost & Licensed Routes
Open guide →02Compare CAB Fees, Lender Role & Total Cost
Open guide →03$500 Limit, Fees & 7–31 Day Rules
Open guide →04$500 Limit, 17.5% Fee & Terms
Open guide →0516.75% Fee, $700 Deferred-Presentment Limit
Open guide →06$500 Limit, 14–31 Day Term & Renewal Cap
Open guide →Ready for the next step?
The application page is separate from the guide and is operated with a third-party form provider.