Payday Hex is not a lender
Payday Hex, LLC does not make credit decisions, set rates or fees, issue funds, collect payments or determine loan terms. Payday Hex may connect a consumer with one or more participating providers and may be compensated for that connection.
Submitting a request
A request is not an application approval or offer of credit. A provider may decline to respond, request additional information or determine that no product is available. You are never required to accept an offer.
Rates, fees and repayment
Only the provider's final agreement and legally required disclosures state the actual amount financed, finance charge, APR, fees, payment schedule, total of payments and consequences of late or missed payments. Short-term credit can be expensive and may not be appropriate for recurring needs.
Credit and identity checks
A participating provider or service provider may use consumer reports, alternative data, identity verification, bank-account information or other underwriting data where permitted and disclosed. Payday Hex does not promise “no credit check.”
Funding timing
Funding depends on provider approval, completion of verification, acceptance time, bank processing, weekends and holidays. “Same-day” or “next-business-day” timing is never guaranteed.
State availability
Products and providers are not available in every state. State laws may limit loan amount, cost, term, renewals and provider eligibility. Verify the provider's legal name and authority before accepting.
Alternatives
Before using high-cost credit, consider a bill extension, payment plan, employer advance, credit-union small-dollar loan, community assistance or a smaller amount. Review the FTC consumer guide and CFPB payday-loan resources.