Complete guide
Answers, tradeoffs and next steps
Use the sections below to evaluate fit, not to predict approval.
Minimum amount is a first-class filter
A lender with attractive pricing can still be a bad fit if its minimum forces the user to borrow more than the actual need. The route selector removes products whose minimum amount materially exceeds the requested cash.
APR, origination fee and net proceeds stay together
For covered closed-end credit, the final creditor disclosure controls APR, finance charge, amount financed, payment schedule and total payments. Payday Hex never ranks a teaser rate without the corresponding fee and proceeds fields. CFPB_REGZ